:root {
    --bg: #e7eef3;
    --bg-muted: #d5e2eb;
    --ink: #10202c;
    --ink-soft: #4a6272;
    --paper: #f4f8fb;
    --line: #c5d4df;
    --accent: #0f766e;
    --accent-dark: #115e59;
    --ok: #18794e;
    --error: #b42318;
    --header: #0b1f33;
    --radius: 4px;
    --shadow: 0 12px 28px rgba(11, 31, 51, 0.1);
    --font: "Manrope", "Segoe UI", sans-serif;
    --serif: "Literata", Georgia, "Times New Roman", serif;
}

*,
*::before,
*::after {
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    margin: 0;
    font-family: var(--font);
    color: var(--ink);
    background:
        radial-gradient(900px 280px at 100% -40px, rgba(15, 118, 110, 0.16), transparent 70%),
        var(--bg);
    line-height: 1.6;
    min-height: 100vh;
    display: flex;
    flex-direction: column;
}

img {
    max-width: 100%;
}

a {
    color: var(--accent-dark);
}

a:hover {
    color: var(--accent);
}

.svs-container {
    width: min(1080px, calc(100% - 36px));
    margin: 0 auto;
}

.svs-shell {
    width: min(1200px, calc(100% - 40px));
    margin: 0 auto;
    padding: 28px 0 64px;
    display: grid;
    grid-template-columns: 232px minmax(0, 1fr);
    gap: 40px;
    align-items: start;
}

.svs-sidebar {
    position: sticky;
    top: 88px;
}

.svs-sidebar__cta {
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 48px;
    padding: 0 16px;
    margin-bottom: 8px;
    border-radius: 4px;
    background: var(--header);
    color: #fff;
    text-decoration: none;
    font-weight: 600;
}

.svs-sidebar__cta:hover {
    color: #fff;
    background: #163044;
}

.svs-sidebar__cta--ghost {
    margin-top: 20px;
    background: transparent;
    color: var(--ink);
    border: 1px solid var(--line);
}

.svs-sidebar__cta--ghost:hover {
    color: var(--ink);
    border-color: var(--accent);
}

.svs-sidebar__nav {
    display: flex;
    flex-direction: column;
    margin-top: 12px;
    border-top: 1px solid var(--line);
}

.svs-sidebar__link {
    display: block;
    padding: 11px 0;
    color: var(--ink);
    text-decoration: none;
    border-bottom: 1px solid var(--line);
    line-height: 1.35;
}

.svs-sidebar__link:hover,
.svs-sidebar__link.svs-is-active {
    color: var(--accent-dark);
}

.svs-sidebar__link.svs-is-active {
    font-weight: 700;
}

.svs-crumbs ol {
    list-style: none;
    display: flex;
    flex-wrap: wrap;
    gap: 8px 4px;
    padding: 0;
    margin: 0 0 28px;
    font-size: 14px;
    color: var(--ink-soft);
    counter-reset: crumb;
}

.svs-crumbs li {
    counter-increment: crumb;
}

.svs-crumbs li::before {
    content: counter(crumb) ". ";
}

.svs-crumbs li:not(:last-child)::after {
    content: "/";
    margin-left: 8px;
    color: #8aa0b2;
}

.svs-crumbs a {
    color: var(--ink-soft);
    text-decoration: none;
}

.svs-crumbs a:hover {
    color: var(--accent-dark);
}

.svs-crumbs span {
    color: var(--ink);
}

.svs-content .svs-article {
    padding: 0;
}

.svs-content .svs-article h1 {
    font-size: clamp(2rem, 4vw, 3.1rem);
    max-width: 18ch;
}

.svs-content .svs-lead {
    font-size: 1.15rem;
    margin: 0;
}

.svs-content .svs-prose {
    max-width: 65ch;
}

.svs-content .svs-prose h2 {
    margin-top: 2.2em;
    font-size: 1.55rem;
}

.svs-content .svs-prose h3 {
    margin-top: 1.6em;
    font-size: 1.15rem;
}

.svs-content .svs-prose ol {
    padding-left: 1.2em;
}

.svs-content .svs-prose .svs-note {
    background: var(--paper);
    border: 1px solid var(--line);
    border-left: 4px solid var(--accent);
    border-radius: 3px;
    padding: 16px 18px;
    color: var(--ink);
}

.svs-content .svs-prose .svs-content-cta {
    margin-top: 36px;
}

.svs-post-grid--inner {
    grid-template-columns: repeat(2, 1fr);
}

.svs-contacts--inner {
    grid-template-columns: 1fr;
}

.svs-page {
    flex: 1;
}

.svs-header {
    background: var(--header);
    color: #e7eef4;
    position: sticky;
    top: 0;
    z-index: 20;
}

.svs-header__inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
    min-height: 72px;
}

.svs-logo {
    display: flex;
    align-items: center;
    gap: 12px;
    color: inherit;
    text-decoration: none;
    font-weight: 700;
    letter-spacing: 0.02em;
}

.svs-logo:hover {
    color: inherit;
}

.svs-logo__img {
    display: block;
    width: 44px;
    height: 44px;
    border-radius: 50%;
    object-fit: cover;
    object-position: center;
    flex-shrink: 0;
}

.svs-logo__text {
    white-space: nowrap;
}

.svs-nav {
    display: flex;
    gap: 8px;
}

.svs-nav__link {
    color: #b5c6d4;
    text-decoration: none;
    padding: 8px 12px;
    border-radius: 8px;
}

.svs-nav__link:hover,
.svs-nav__link.svs-is-active {
    color: #fff;
    background: rgba(255, 255, 255, 0.08);
}

.svs-nav-toggle {
    display: none;
    width: 42px;
    height: 42px;
    border: 1px solid rgba(255, 255, 255, 0.18);
    background: transparent;
    border-radius: 3px;
    padding: 10px 9px;
    cursor: pointer;
}

.svs-nav-toggle span {
    display: block;
    height: 2px;
    background: #fff;
    margin: 5px 0;
}

.svs-hero,
.svs-section,
.svs-article {
    padding: 72px 0;
}

.svs-hero h1,
.svs-article h1,
.svs-section h2 {
    font-family: var(--serif);
    font-weight: 600;
    line-height: 1.15;
    margin: 0 0 16px;
}

.svs-hero h1 {
    font-size: clamp(2.2rem, 5vw, 4rem);
    max-width: 16ch;
}

.svs-hero__container {
    display: grid;
    grid-template-columns: minmax(0, 1fr) 280px;
    gap: 40px 48px;
    align-items: center;
}

.svs-hero__photo {
    display: block;
    width: 100%;
    height: 360px;
    object-fit: cover;
    object-position: 22% 12%;
    border-radius: 6px;
    box-shadow: var(--shadow);
}

.svs-eyebrow {
    text-transform: uppercase;
    letter-spacing: 0.16em;
    font-size: 12px;
    color: var(--accent-dark);
    margin: 0 0 12px;
}

.svs-lead {
    font-size: 1.2rem;
    color: var(--ink-soft);
    max-width: 62ch;
}

.svs-hero__actions,
.svs-section__head {
    display: flex;
    gap: 12px;
    align-items: center;
    margin-top: 28px;
}

.svs-section__head {
    justify-content: space-between;
    margin: 0 0 28px;
}

.svs-section--muted {
    background: var(--bg-muted);
}

.svs-cards,
.svs-post-grid,
.svs-contacts {
    display: grid;
    gap: 20px;
}

.svs-cards,
.svs-post-grid {
    grid-template-columns: repeat(3, 1fr);
}

.svs-card,
.svs-post-card,
.svs-form,
.svs-contacts__info {
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    padding: 24px;
    box-shadow: var(--shadow);
}

.svs-card__icon {
    width: 48px;
    height: 48px;
    display: grid;
    place-items: center;
    margin: 0 0 14px;
    border-radius: 4px;
    background: rgba(196, 92, 38, 0.1);
    color: var(--accent-dark);
}

.svs-card__icon svg {
    display: block;
}

.svs-copy-line {
    display: inline-flex;
    align-items: center;
    gap: 8px;
}

.svs-copy-btn {
    display: inline-grid;
    place-items: center;
    width: 32px;
    height: 32px;
    padding: 0;
    border: 1px solid var(--line);
    border-radius: 8px;
    background: #fff;
    color: var(--ink-soft);
    cursor: pointer;
}

.svs-copy-btn:hover {
    color: var(--accent-dark);
    border-color: var(--accent);
}

.svs-copy-btn__check {
    display: none;
}

.svs-copy-btn.svs-is-copied {
    color: var(--ok);
    border-color: var(--ok);
}

.svs-copy-btn.svs-is-copied .svs-copy-btn__icon {
    display: none;
}

.svs-copy-btn.svs-is-copied .svs-copy-btn__check {
    display: block;
}

.svs-card h3,
.svs-post-card h3 {
    font-family: var(--serif);
    margin: 0 0 10px;
}

.svs-post-card time,
.svs-footer__note {
    color: var(--ink-soft);
    font-size: 0.92rem;
}

.svs-post-card a {
    color: inherit;
    text-decoration: none;
}

.svs-post-card a:hover {
    color: var(--accent-dark);
}

.svs-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 46px;
    padding: 0 18px;
    border-radius: 8px;
    text-decoration: none;
    border: 1px solid transparent;
    cursor: pointer;
    font: inherit;
}

.svs-btn--primary {
    background: var(--accent);
    color: #fff;
}

.svs-btn--primary:hover {
    background: var(--accent-dark);
    color: #fff;
}

.svs-btn--ghost {
    border-color: var(--line);
    color: var(--ink);
    background: transparent;
}

.svs-link {
    color: var(--accent-dark);
}

.svs-article__head {
    margin-bottom: 32px;
}

.svs-prose {
    max-width: 65ch;
}

.svs-prose p,
.svs-prose li {
    color: var(--ink-soft);
}

.svs-prose h2,
.svs-prose h3 {
    font-family: var(--serif);
    color: var(--ink);
}

.svs-contacts {
    grid-template-columns: 0.8fr 1.2fr;
    align-items: start;
}

.svs-form {
    display: grid;
    gap: 16px;
}

.svs-form label {
    display: grid;
    gap: 8px;
    font-weight: 600;
}

.svs-form input,
.svs-form textarea {
    font: inherit;
    padding: 12px 14px;
    border: 1px solid var(--line);
    border-radius: 3px;
    background: #fff;
}

.svs-form input:focus,
.svs-form textarea:focus {
    outline: 2px solid rgba(196, 92, 38, 0.35);
    border-color: var(--accent);
}

.svs-optional {
    font-weight: 400;
    color: var(--ink-soft);
    font-size: 0.85rem;
}

.svs-field-error,
.svs-alert--error {
    color: var(--error);
    font-weight: 500;
}

.svs-alert {
    margin: 0;
    padding: 12px 14px;
    border-radius: 3px;
}

.svs-alert--ok {
    background: #e7f3ea;
    color: var(--ok);
}

.svs-alert--error {
    background: #fbecea;
}

.svs-pager {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    margin-top: 32px;
}

.svs-pager__gap {
    width: 40px;
    height: 40px;
    display: grid;
    place-items: center;
    color: var(--ink-soft);
}

.svs-pager a {
    width: 40px;
    height: 40px;
    display: grid;
    place-items: center;
    border-radius: 3px;
    text-decoration: none;
    border: 1px solid var(--line);
    color: var(--ink);
}

.svs-pager a.svs-is-active {
    background: var(--header);
    color: #fff;
    border-color: var(--header);
}

.svs-footer {
    background: var(--header);
    color: #b5c6d4;
    padding: 48px 0 24px;
    margin-top: auto;
}

.svs-footer a {
    color: #e7eef4;
    text-decoration: none;
}

.svs-footer__grid {
    display: grid;
    grid-template-columns: 1.4fr 1fr 1fr;
    gap: 32px;
    padding-bottom: 32px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.svs-footer__brand {
    display: flex;
    align-items: center;
    gap: 10px;
    font-family: var(--serif);
    font-size: 1.4rem;
    color: #fff;
    margin: 0 0 8px;
}

.svs-footer__logo {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    object-fit: cover;
}

.svs-footer__nav,
.svs-footer__contacts {
    display: grid;
    gap: 8px;
    align-content: start;
}

.svs-footer__copy {
    padding-top: 20px;
    font-size: 0.9rem;
}

@media (max-width: 860px) {
    .svs-cards,
    .svs-post-grid,
    .svs-contacts,
    .svs-footer__grid,
    .svs-shell,
    .svs-post-grid--inner {
        grid-template-columns: 1fr;
    }

    .svs-sidebar {
        position: static;
        order: -1;
    }

    .svs-nav-toggle {
        display: block;
    }

    .svs-nav {
        display: none;
        position: absolute;
        top: 72px;
        left: 0;
        right: 0;
        background: var(--header);
        padding: 12px 20px 20px;
        flex-direction: column;
    }

    .svs-nav.svs-is-open {
        display: flex;
    }

    .svs-hero,
    .svs-section,
    .svs-article {
        padding: 48px 0;
    }

    .svs-hero__container {
        grid-template-columns: 1fr;
        gap: 28px;
    }

    .svs-hero__photo {
        width: min(240px, 70%);
        height: 280px;
    }
}

.svs-home {
    padding: 32px 0 12px;
}

.svs-home h1 {
    font-family: var(--serif);
    font-size: clamp(1.8rem, 3.2vw, 2.7rem);
    line-height: 1.15;
    max-width: 16em;
    margin: 0 0 20px;
}

.svs-home__banners {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
}

.svs-promo {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    min-height: 176px;
    padding: 22px 24px;
    border-radius: 10px;
    color: #fff;
    text-decoration: none;
    background:
        radial-gradient(420px 180px at 100% 0%, rgba(255, 255, 255, 0.16), transparent 60%),
        linear-gradient(135deg, #0b1f33, #0f766e);
}

.svs-promo--journal {
    background:
        radial-gradient(420px 180px at 100% 0%, rgba(255, 255, 255, 0.16), transparent 60%),
        linear-gradient(135deg, #134e4a, #1e3a5f);
}

.svs-promo:hover {
    color: #fff;
}

.svs-promo__title {
    font-size: 1.45rem;
    font-weight: 700;
    line-height: 1.2;
}

.svs-promo__text {
    margin-top: 6px;
    color: rgba(255, 255, 255, 0.86);
}

.svs-promo__btn {
    display: inline-flex;
    align-items: center;
    min-height: 36px;
    margin-top: auto;
    padding: 0 14px;
    border-radius: 6px;
    background: #fff;
    color: var(--header);
    font-weight: 700;
}

.svs-tiles {
    display: grid;
    grid-template-columns: repeat(6, minmax(0, 1fr));
    gap: 10px;
    margin-top: 18px;
}

.svs-tiles.is-collapsed .svs-tile:nth-child(n + 7) {
    display: none;
}

.svs-tile {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: flex-start;
    gap: 8px;
    min-height: 104px;
    padding: 14px 8px 12px;
    border: 1px solid var(--line);
    border-radius: 8px;
    background: var(--paper);
    color: var(--ink);
    text-align: center;
    text-decoration: none;
    font-size: 13px;
    line-height: 1.25;
}

.svs-tile:hover {
    color: var(--accent-dark);
    border-color: var(--accent);
}

.svs-tile__icon {
    display: grid;
    place-items: center;
    width: 36px;
    height: 36px;
    color: var(--accent-dark);
}

.svs-tile__icon svg {
    width: 28px;
    height: 28px;
}

.svs-home__more {
    display: flex;
    justify-content: center;
    margin: 8px 0 18px;
}

.svs-home__more button {
    border: 0;
    background: transparent;
    color: var(--accent-dark);
    font: inherit;
    font-weight: 700;
    cursor: pointer;
}

.svs-home__panels {
    display: grid;
    grid-template-columns: 1.25fr 0.9fr;
    gap: 16px;
}

.svs-rates,
.svs-calcs {
    border: 1px solid var(--line);
    border-radius: 10px;
    background: var(--paper);
}

.svs-rates {
    display: grid;
    grid-template-columns: 150px minmax(0, 1fr);
    gap: 12px;
    align-items: center;
    padding: 16px 18px;
}

.svs-rates__links {
    display: grid;
    gap: 8px;
    font-weight: 700;
}

.svs-rates__links a {
    color: var(--ink);
    text-decoration: none;
}

.svs-rates__links a:hover,
.svs-rates__code:hover {
    color: var(--accent-dark);
}

.svs-rates__values {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 8px;
}

.svs-rates__code {
    display: block;
    color: var(--ink-soft);
    text-decoration: none;
    font-size: 14px;
}

.svs-rates__value {
    display: flex;
    flex-wrap: wrap;
    gap: 6px;
    align-items: baseline;
    margin-top: 2px;
}

.svs-rates__value strong {
    font-size: 1.25rem;
}

.svs-rate__change--up {
    color: var(--ok);
}

.svs-rate__change--down {
    color: var(--error);
}

.svs-rates__since {
    color: var(--ink-soft);
    font-size: 13px;
}

.svs-calcs {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 10px;
    padding: 12px;
}

.svs-calcs__item {
    display: flex;
    align-items: flex-end;
    min-height: 108px;
    padding: 12px;
    border-radius: 8px;
    color: #fff;
    text-decoration: none;
    font-weight: 700;
    line-height: 1.25;
    background: #0f766e;
}

.svs-calcs__item:hover {
    color: #fff;
}

.svs-calcs__item--mortgage {
    background: #0b1f33;
}

.svs-calcs__item--deposit {
    background: #115e59;
}

.svs-calc {
    display: grid;
    gap: 14px;
    max-width: 420px;
    margin-top: 8px;
}

.svs-calc label {
    display: grid;
    gap: 6px;
    font-weight: 600;
}

.svs-calc input,
.svs-calc select {
    min-height: 44px;
    padding: 0 12px;
    border: 1px solid var(--line);
    border-radius: 6px;
    font: inherit;
    background: #fff;
}

.svs-calc__out {
    margin: 0;
    font-size: 1.05rem;
}

@media (max-width: 980px) {
    .svs-home__banners,
    .svs-home__panels,
    .svs-rates {
        grid-template-columns: 1fr;
    }

    .svs-tiles {
        grid-template-columns: repeat(3, minmax(0, 1fr));
    }
}

@media (max-width: 560px) {
    .svs-rates__values,
    .svs-calcs {
        grid-template-columns: 1fr;
    }

    .svs-calcs__item {
        min-height: 72px;
    }
}